Items required for a home loan

Important Documents Your Lender Will Need From You.  Yea. It’s a crazy list!

Using this list of key documents, gather all the materials into one online folder so that you’re never scrambling to find the right paperwork.  We suggest dropbox or google drive.

  • Copy of your driver’s license or passport
  • Proof of regular rental or housing payments
  • Copies of your two most recent paycheck stubs
  • Copies of your W-2’s from the past two years
  • Copies of your federal tax returns with all schedules for the past two years – state not needed

 

Are you self-employed?

  • A statement of year-to-date profit-and-loss for the business
  • Copy of any corporate tax returns and K-1’s for the past 2 years

 

Proof of assets:

  • Copy of all current IRA statements, stock and bond accounts, or any other retirement or investment accounts for the past 2 years
  • Copy of current bank statements for each account for the past 2 months
  • Documents on the value of personal property like automobiles
  • Forms showing the face amount and value of life insurance policies
  • Copy of lease agreement for all rental properties
  • Copy of any student loan deferment letter or agreement reflecting the monthly payment

 

Additional documents you may need:

  • If you are divorced, a copy of the final divorce decree
  • If you have filed for bankruptcy, the complete bankruptcy paperwork including discharge paperwork
  • If you are an active veteran, a statement of service, DD-214, and Certificate of Eligibility

 

Shopping Your Loan? Here are some good questions to ask…

Print out the following list and keep it on-hand as you start shopping for your home loan. Meeting with loan officers can be overwhelming — this way you won’t forget to ask important questions.

  • Is the mortgage fixed or variable?
  • If the loan is fixed, what is the interest rate or annual percentage rate (APR) of the loan?
  • If the loan is variable, when does the rate change? And how is the rate change determined?
  • How long are quoted interest rates good for?
  • Is the Good Faith Estimate guaranteed?
  • What are the escrow requirements for taxes and insurance?
  • Is there a penalty for paying off the loan early?
  • Do you allow extra principal payments?
  • How long do funds, say for a down payment, need to be in my bank account before closing?
  • What are all the closing costs? Will you provide a written list?
  • Are any of the costs or fees negotiable, or capable of being waived?
  • Which financial firm will service the loan?
  • How long does the funding process usually take? Are on-time closings guaranteed?
  • What changes, such as employment changes, should I avoid before the loan closes?

 

For questions or comments please contact Allycyn Bennett with United American Mortgage Company at 949-717-7290 or Abennett@uamco.com

To find out the current value of your home please visit http://GetMyHomeWorth.com

Items Needed For A Loan

12 Unique Housewarming Gifts for the Holiday Season

It’s the holiday season and we can’t wait to taste that juicy Thanksgiving turkey roasting in the oven! Many families start their holiday festivities soon after Halloween, with beautiful lighting up and down the streets of our community, and the smell of fresh fir and cinnamon sticks filling our homes. We love this time of year, can’t you tell?

Whether you will be attending a holiday party hosted by your company, family member, or some close friends, here is a list of noteworthy housewarming gifts that will grace any home!

Techies 

Like themiPhone 6 dock – Yet another way to organize their gadgets! Except this time, this little dock will be dedicated to their everyday necessities; iPhone, watch, wallet, and other accessories.!

Love themPhotojojo Lens Series – Every techie will have either an iPhone or an Android… or both! Give your host the chance to gear up that already awesome camera and let their inner photographer shine!

In love with themJawbone Big Jambox – The best Bluetooth wireless speaker, a staple on every techie’s (or non-techie’s!) desk. With precision-tuned drivers, dual passive bass radiators, and multi-band compressors working in concert, your eyes won’t believe your ears.

Athletes 

Like themMedley in the Meadow Speaker Blanket – Warm, easy to pack, and plays music! Need we say more?

Love themNature Box Subscription – What’s better than an ordinary gift? A gift that keeps coming… every month! Athletes are always looking for healthy snacks to munch on in between meals. Nature Box sends its subscribers 5 full-sized packages of great tasting nutritionist-approved snacks. Choose from a month-to-month, 3 months, 6 months, or 12-month subscription.

In love with themThe Dash Wireless Earphones – Athletes, get ready to say goodbye to your phone. These perfect wireless earphones are integrated with 4GB storage allowing its owner to carry up to 1000 songs in his/her ears. The Dash is also a microphone, Bluetooth headset, fitness tracker, heart rate monitor, and best of all, waterproof. Say goodbye to the days of tangle interfering headphones and music players, and hello to a truly hands-free workout!

Culinary Enthusiast 

Like themRock Glass – Someone who nearly lives in the kitchen may already have all tools they need for all of their secret recipes. Why not grab two sets of these to give their bar section a little boost? 

Love themCuisine R-Evolution Molecular Gastronomy Kit – For experienced culinary lovers, watch the video, enough said.

In love with themNespresso Pixi Aluminium – approved by the pickiest of espresso palates (me included)! Espresso from this machine never tastes watered down, with plenty of flavors to choose from. Will be treasured by any culinary household, guaranteed.

World Traveler 

Like themCelestial Coaster Set – World travelers often times bring home carefully selected pieces from the different countries and cultures they have visited. Once home how nice would it be to kick back, relax, and enjoy drinks with these beautiful coasters?

Love themSelk’bag Marvel Collection Wearable Sleeping Bag – Now not every world travel may be a backpacker, but how awesome are these? When the comfort of a onesie meets your favorite defenders of humanity from arguably the best comic book university- we’re almost sure you’ll never set eyes on another sleeping bag again!

In love with them: GoPro HERO 4 – You’ll have to really love them to get this for your host because it will cost you a pretty penny. A GoPro camera has all the capabilities of a hi-res camera plus so much more… A must for any world traveler!

Obviously, these gifts aren’t only for the Techies, Athletes, Culinary Enthusiasts, and World Travelers! If you have a special host to surprise, it might be a great idea to split the pricier gifts among a group who may also be going to the event. Which one of these gifts would you love to receive?

Lavish Luxury: 10 Multi-Million Dollar Dream Homes

via Leverage Global Partners

Looking for the ultimate in lavish luxury? From extravagant penthouses to sprawling country estates, these 10 multi-million dollar dream homes from our Leverage Partners around the world are the epitome of opulence:

Unparalleled French Country Estate
Represented by J. Rockcliff Realtors  |  $42,000,000

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This custom 100+ acre French Country estate is unparalleled in the Bay Area, with abundant terraces offering vistas of rolling hillsides and valleys.

Exclusive Sunridge Plateau
Represented by Thornhill Real Estate Group |  $14,950,000

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Perched at the top of a Whistler, BC plateau, this magnificent mountain home has endless views and classic Craftsman style architecture with a modern flair.

Marvelous Historical Manor
Represented by Influence Real Estate  |  $12,900,000

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This marvelous historical manor is a Utah gem that is steeped in history, with ornate details that have been carefully preserved the home was established in 1938.

500-Acre Tropical Retreat
Represented by Plantación Properties  |  $29,750,000

Plantacion

This exclusive Costa Rica estate is a haven of solitude and serenity set amid 500 acres of tropical jungle, majestic cliffs, and dazzling white-sand beaches.

Stunning Fifth Avenue Home
Represented by CORE  |  $34,500,000

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History, elegance, and modern restoration converge in this magnificent Fifth Avenue home with unobstructed views of Central Park and the NYC skyline.

 Quiet Lake Equestrian Estate
Represented by Barbara Cleary’s Realty Guild  |  $29,900,000

HDRtist HDR Rendering - http://www.ohanaware.com/hdrtist/

Set against 152-acres of scenic countryside, a classic Tudor-style mansion and pristine state-of-the-art equestrian facilities offer the ultimate haven of privacy and relaxation.

Iconic Hawaiian Destination
Represented by The Boutique Real Estate Group  |  $26,000,000

Boutique

Designed according to the timeless principles of feng shui, this Maui estate invites nature in, with whitewater ocean views and warm fragrant breezes.

Modern Homage to Aspen-Living
Represented by Shane Aspen Real Estate  |  $13,900,000

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This modern Aspen home is where quiet and comfort meets excitement and sophisticated elegance, with panoramic mountain views from terraces in virtually every room.

French Normandy Estate
Represented by Partners Trust  |  $18,000,000

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Located in the most prime section of Lower Bel Air, this French Normandy estate is excellent for large gatherings, featuring expansive park-like grounds and elegant formal rooms.

Magnificent Beachfront Villa
Represented by Beauchamp Estates  |  €8,500,000

Beauchamp-Cannes

 Located on the dazzling French Riviera, this beachfront property, with beautiful views of the Mediterranean, is set amongst lush landscaped gardens.

Which of these dream estates would you like to call home?  Please share your ideas below.

Top 10 Luxury Gifts For Long Beach Residents

Written by: Pamela and Ric Dizon

See Pamela and Ric from The Boutique Real Estate Group for great luxury gifts to give to the Long Beach residents on your list.

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Thanksgiving is just a few days away, and that means that holiday gift giving is about to begin. For Long Beach residents who need some especially nice gifts, we’ve assembled our favorite luxury gifts this season.

1. A fine watch. A classic watch from Rolex, Bulova, Omega or other fine watchmakers makes a great gift, as it can be used for years. Fine watches are also often heirlooms that are cherished for generations. Try one of Long Beach’s local jewelers, such as McCarty’s, for great selection and knowledgable staff.

2. Local craft beer or wine. Long Beach residents are fortunate to have several great wine and beer shops close by. Friendly staff who love sharing tips on the best wines and beers will be happy to help you find the perfect bottle.Try Public Beer and Wine Shop for advice.

3. Speaking of beverages for adults, why not find a bottle of aged Scotch? Glenmorangie Single Malt Scotch Whisky is one of Scotland’s oldest brands, carefully hand-crafted since the 1840s.

4. Of course, Long Beach is best known for its gorgeous beaches. Try Diane’s Beachwear for luxurious beach towels, great hats and sunglasses, and other fine accessories.

5. Create a luxury picnic set with a sturdy picnic basket, fun dishes, a pretty table cloth, and bottle of Veuve Clicquot Champagne. Round out the gift with tasty crackers and some nice cheeses or a gift certificate to Olives Gourmet Grocer in Belmont Heights.

6. Some people really don’t want extra things in their home but would love a membership for a museum or other institution. The Long Beach Museum of Art has an extensive permanent collection and many fascinating special exhibitions throughout the year. Click here for information on memberships.

7. The Earl Burns Miller Japanese Garden at Cal State Long Beach is one of Long Beach’s beautiful outdoor spaces. A membership to the garden is a wonderful gift. The recipient can take an hour or two and relax in the tranquility created by the Zen principles followed in the landscape design. Visit the Japanese Garden’s website here.

8. For theatre lovers on your list, purchase a subscription for the 2015 season of the International City Theatre. Subscribers can attend 5 shows and receive discounts at fine local restaurants. Visit ictlongbeach.org for more information.

9. The Queen Mary is one of Long Beach’s most famous landmarks. The gift of a night in one of the original state rooms makes a great gift. There are several overnight packages, which include special tours of the ship. Visit queenmary.com to choose the right vacation.

10. The Long Beach Symphony Orchestra is celebrating its 80th anniversary with a Classical Series performing classic literature with world-class musicians and soloists. A gift of tickets to a classical or a pops concert makes a wonderful gift. Visit lbso.org to see the season schedule.

10 Sophisticated Dining Room Designs

via Leverage Global Partners

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Nothing beats enjoying a lavish meal at home, with ample space and elegant ambience to wine and dine with your friends and family. Complete with sophisticated design, exquisite details, and unique furnishings, these eye-catching dining rooms from some of our Leverage Partners will make you feel like you’re dining in a five star restaurant from the comfort of your own home.

Extraordinary Estate
Represented by Tyler Redhead & McAlister Real Estate  |  $3,500,000

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Ideally situated in the rolling foothills of North Carolina, this expansive North Carolina estate features a gorgeous, spacious dining area.

Private & Serene Home
Represented by Turnquist Partners Realtors  |  $4,695,000

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Enjoy a panoramic view of downtown Austin & the Texas hill country from the dining room of this private & serene home.

An Iconic, World-Class Destination
Represented by The Boutique Real Estate Group |  $26,000,000

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Tastefully decorated and furnished, this estate dining room on Maui’s coast offers ocean views and warm fragrant breezes.

Magnificent Home in Stone Cliff
Represented by Red Rock Real Estate  |  $3,999,950

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An exquisite masterpiece in St. George, Utah, this magnificent home offers a handsome dining room created with unsurpassed craftsmanship.

City Tower Azabu-Juban
Represented by Housing Japan  |  ¥400,000,000

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Experience impressive views of Tokyo from the dining room of this ultra modern penthouse with glass curtain walls.

Exquisitely Designed Condo
Represented by Forest Hill Real Estate Inc.  |  $6,995,000

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Nestled in the most elegant and exclusive building in Toronto, this condo dining room is timeless and flawless.

Grand Vacation Home
Represented by Nectar Real Estate  |  $1,400,000

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Designed with the vacation guest experience in mind, this grand home in Celebration, Florida includes dining seating for 16 people.

Unparalleled French Country Estate
Represented by J. Rockcliff Realtors  |  $42,000,000

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This custom French Country estate is unrivaled in the Bay Area, with a substantial dining room decorated with elegant finishes.

Hollywood Hills Contemporary
Represented by Partners Trust  |  $10,000,000

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Elevated high above the City of Angels, the dining area of this grand estate is worthy of the most discerning of tastes.

Dallas Penthouse
Represented by Allie Beth Allman & Associates  |  $10,950,000

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Floor to ceiling windows and a view from the 30th story give this Dallas penthouse striking yet unpretentious ambience.

Do you dream of feasting in your own luxurious dining room? Which sophisticated dining room style is your favorite? Share your ideas and leave your comments below.

Agave Home Sparks Homebuyer Interest at Wrap It Up Holiday Sales Event

via William Lyon Homes

IRVINE, CA–(Marketwired – Nov 6, 2014) – The William Lyon Homes Wrap It Up Holiday Sales Event is sparking homebuyer interest with special deals on select homes, including one irresistible offering at the beautiful attached-home neighborhood of Agave in the Village of Portola Springs®. Priced at just $642,000, Residence 3, Unit 95 spans 1,715 square feet with three-bedrooms, three-baths, evolve spaces and a direct-access two-car side-by-side garage. The bright and voluminous interior is adorned with refinements including an upgraded flooring throughout, window coverings, upgraded paint and a convenient location near the community park. Interested buyers are urged to call 949.333.3847 today or visit the sales gallery for more information. Immediate details are available at www.LyonAgave.com. With sales teams motivated to get buyers into their ideal new home before year’s end, there’s no better time to take advantage of this event’s valuable, limited-time opportunities. Visit www.LyonHolidaySoCal.com to view all participating neighborhoods’ Featured Homes.

“Buyers are drawn to Agave because it’s such a wonderfully unique neighborhood,” said Lesley Pennington, Vice President of Sales for William Lyon Homes. “The setting is naturally inviting and the townhome designs are unlike any other in the Irvine area. This Featured Home in particular is an absolute must-see — and one that won’t be available much longer. If you’re interested, contact us soon.”

With prices starting from the low $500,000s, Agave is now selling its final townhomes. Four innovative floorplans range from approximately 1,355 to 1,810 square feet, with well-designed interiors presenting 2 to 3 bedrooms, 2 to 3 baths, spacious living areas, flexible spaces, eco-friendly features and 2-car side-by-side or 2-car split attached garages.

The neighborhood’s ideal location near Portola Parkway and CA-133 offers convenience and serenity in a naturally scenic village that invites easy access to resort-style recreation including parks, pools and tennis courts, as well as scenic trails for walking and hiking. Agave is also located within the top-rated Irvine Unified School District.

The Village of Portola Springs® within the Villages of Irvine® offers residents the luxury of exceptional surroundings, with sweeping views of Loma Ridge and the vast expanses of protected open space. Close to a variety of amenities designed to make the most of the pristine natural environment, Portola Springs features beautiful homes in an array of inspired architectural styles that are just minutes from the region’s premier shopping, dining and entertainment.

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Created by Irvine Company Community Development, the Village of Portola Springs is located in the City of Irvine. Money Magazine recently ranked The City of Irvine as “the top small California city to live in for 2014.” The highly-acclaimed master-planned community is renowned for allowing residents to enjoy a unique lifestyle unmatched in the region — some of the best schools in the state; America’s safest city for nine straight years; abundant open space, parks and recreational opportunities and world-class dining, entertainment and employment. For more Information about the Villages of Irvine, visit www.VillagesofIrvine.com.

It matters who your builder is, and William Lyon Homes means it when they say that they put themselves into their homes. They build each and every home as if it were their own and have earned a solid track record for constructing quality homes backed by a solid customer service program since 1954. Learn more by visiting www.lyonhomes.com for updated information on William Lyon Homes’ new neighborhoods.

To visit Agave from the 405 Freeway or I-5, exit Sand Canyon Avenue and proceed north. Turn right onto Portola Parkway, left on Portola Springs and follow the signs to the Agave Sales Gallery and Models, which are open daily from 10 a.m. to 5 p.m. For more information, call 949.333.3847.

Prices, plans and product information subject to change. Special Deals only apply to select homes that are subject to close escrow before 12/31/14. All homes subject to prior sale. Only one home available with the features listed on www.LyonHolidaySoCal.com. Homes that do not already have flooring are subject to added price if upgrade is selected by buyer. Prices subject to change with the addition of more features/upgrades. Features and availability of homes subject to change without notice. Prices effective as of 10/15/2014. Photos shown are model homes and not actual featured homes. See sales counselor for details. CalBRE License #00982816. 10/2014

THE BOUTIQUE REAL ESTATE GROUP JOINS LEVERAGE GLOBAL PARTNERS

THE BOUTIQUE REAL ESTATE GROUP JOINS LEVERAGE GLOBAL PARTNERS, THE FASTEST GROWING NETWORK OF INDEPENDENT LUXURY REAL ESTATE BROKERAGES IN THE WORLD

The Boutique Real Estate Group Becomes Exclusive Leverage Global Partner for Newport Beach, CA.

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For Immediate Release

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Beverly Hills, CA. – 10/31/2014 – F. Ron Smith, President of Leverage Global Partners, recently welcomed The Boutique Real Estate Group as the Network’s exclusive member in Newport Beach, CA.  A unique alignment of the most prestigious independent real estate brokerage firms around the world, Leverage Global Partners offers its members the opportunity to better serve their clients’ relocation and real estate portfolio needs by establishing each member firm as key players in the international real estate arena.

“We personally vet each real estate brokerage before offering them membership, so we are certain that The Boutique Real Estate Group is an innovative and forward-thinking market leader, offering exceptional service to their clients and to the communities of Newport Beach,” said Smith. “We are thrilled to welcome them to Leverage Global Partners.”

“This partnership is seen as a win-win for both our agents at The Boutique and our clients on an international level.  Leverage gives The Boutique the unique opportunity to connect with some of the most respected brokerages worldwide and to make that important connection to a trusted & well respected colleague anywhere in the world.” Says, Raj Qsar, Founder of The Boutique Real Estate Group. “Its been an amazing year for us at The Boutique as we continue to grow and empower our agents and our clients with the most innovative techniques in our industry.  The relationship with Leverage and our recent acquisition of FPRE has positioned us well moving into 2015 and beyond.”

As a member of Leverage, The Boutique Real Estate Group will be promoted as the Network’s exclusive representative for the Newport Beach area, facilitating a framework in which the company can expand and compete with larger franchise networks. Through Leverage’s “Just Ask” referral program, The Boutique Real Estate Group associates are offered personal introductions and provided access to top firms around the world, ensuring them incomparable networking ability in the worldwide luxury real estate market.

In addition to offering exceptional service and connectivity, Leverage differentiates itself from existing international luxury real estate associations by increasing the online and social media presence of their members, and providing marketing tools designed to help a member expand their individual business.

Leverage promotes the presidents of member firms and extends media access for their members’ properties through a robust public relations outreach and digital platform.

Leverage Global Partners is rapidly expanding its membership base and currently has members in numerous dynamic communities around the world, including Paris, Los Angeles, New York, London, Hong Kong, Shanghai, Vancouver, Tokyo, and Bangkok.

The Boutique Real Estate Group

 

About Leverage Global Partners

Leverage Global Partners aligns the most prestigious independent luxury real estate brokerage firms from around the world – only one exclusive member per community – creating a unique global network of professionals that serve the relocation and real-estate portfolio needs of their clients, nationally and internationally. Founded by the visionaries of a leading independent luxury real estate firm in Beverly Hills with over US $4 billion of collective sales expertise, Leverage Global Partners offers its member cutting-edge marketing resources in social media, public relations and communication. In addition, Leverage promotes unique real estate developments around the globe. www.LeverageRE.com

About The Boutique Real Estate Group

The Boutique Real Estate Group is a boutique real estate brokerage founded in Orange County, CA, that focuses on brilliant design, beautiful marketing & luxury services. The Boutique has created a culture that spurs collaboration, technology and social media with a unique marketing approach. This design and tech-forward approach has earned The Boutique Real Estate Group accolades and awards worldwide: 2014 Inman News Innovator Award nominee for “Most Innovative Real Estate Agent,” 2014 “Next Generation Real Estate Brokerage”, 2013 and 2014 “Top 100 Most Influential Real Estate Leaders in The USA”, and 2013 “Top 20 Real Estate Videos in the USA.”

The Boutique Media Contact:
Raj Qsar
949-612-2535
Raj@TheBoutiqueRE.com 
 
Leverage Media Contact:
Jenny Mueller
310-500-3657
Jenny.Mueller@LeverageRE.com

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9 Healthy Halloween Snacks

 

  1. Clementine Pumpkins Peel a few clementines and dress them up with a stick of celery to make clementine pumpkins!
  2. Jack O’ Lantern Hummus Dip Use your favorite hummus spread and layer the top with your own jack o’ lantern design using black beans, olives or raisins. Layer the sides with whole grain crackers, veggies or fruit!
  3. Cheesy Witch Brooms Use kitchen scissors to slice the bottom half of a cheese slice, wrap it around a pretzel stick, and then use a fresh chive as a string to hold it in place.
  4. Mummy Toast Take a few slices of toast, layer with a spread of marinara sauce, and top with spring cheese and olives for eyes! Enjoy toasted or un-toasted!
  5. Hot Dog Mummies Pigs in a blanket, Halloween style! Cut your dough in long, thin strips, then wrap and layer your hot dogs. Place them on a baking sheet in the oven and add ketchup for eyes!
  6. Cheese Pumpkins Form soft cheese into balls and then carve out the pumpkin lines with a toothpick. Now, insert a pretzel as the stem and enjoy with your favorite crackers! You could even do a larger version of this with your favorite soft cheese dip.
  7. String Cheese Ghosts Take your average string cheese, cut them in half and fringe the edges to make these fun octopus ghosts. Add them to a snack plate with crackers and fruit that the kids are sure to love!
  8. Owl Crackers Take large crackers, layer with cream cheese or hummus, and top with mini crackers, raisins, and almonds for this irresistible owl snack!
  9. Spider Sandwiches Treat your kids their favorite sandwich, Halloween style! Whether it may be ham & cheese, or peanut butter & jelly, adding carrot or pretzel legs to their sandwich will make lunch more festive and fun.

 

Conversations That Matter with Teri Conrad at The Boutique Real Estate Group In Corona del Mar

Getting ‘Boutiquified’ in Corona Del Mar California ~ On Location at The Boutique Real Estate Group!

A “live” episode of Conversations That Matter hosted by Teri Conrad of Agent Quest.

There was a guy, and he had a DREAM! Meet Raj Qsar; Founder, Visionary and ‘Chief Dreamer’ at The Boutique Real Estate Group in Orange County AND NOW also in their brand new swanky office in Corona Del Mar, LITERALLY 1 block from the gorgeous beach!

Raj is a differentiator. He stands out and that was the plan. The Boutique Real Estate Group tell AMAZING visual stories with high end, stunningly gorgeous videos and by asking (and answering) the all important question ‘Who wants to live in this home?’

(Raj referenced a particular story where the home revolved around a baby grand piano and the song “The Summer Wind”. Check it out HERE)

Raj Can’t do it alone. He made it clear on the journey to achieving all of his dreams, he needed to establish a great team where each member has their strength and support each other. He’s heavily invested in marketing because as he believes, his clients deserve it!

“Our business is client driven. We are doing what we do here not because we want to be a video production company, and not because we want to be an ad agency or marketing company. We’re doing it because it gives our clients the best chance for success. Done.”   ~ Raj Qsar

We also talk briefly about friend Mark Fitzpatrick and his super high end marketing agency RUHM for those VERY SPECIAL unique properties that require even more. (A-MAZING mini movies, websites, print, social, analytics & PR so you’ll want to check out FOR SURE!)

There’s a reason for every choice. Every detail… every touch point…every consideration has been made when you experience The Boutique Real Estate Group and that extends from the moment you engage whether online or off, in their swanky new diggs, and throughout the real estate process, and everyone works hard to set the bar high and ensure the client has an extraordinary experience!

The market has spoken, and we say ‘Boutiquify us!’ #tbreg

Link back to original article.

 

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